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More programmes to consider
Volunteer Costa Rica
Volunteer Ecuador
Volunteer Peru
Teach Chile
Teach China
Teach Spain
Work England
Work & Travel Australia
Work Outback- Australia
So what should you look for in a travel insurance policy?
Levels of cover vary widely, but the Consumers’ Association recommends that you should have:
at least GBP1m of medical cover in Europe
at least GBP2m in the States and the rest of the world
at least GBP1,500 baggage and belongings cover - and watch out for policies which limit the amount you can claim for any one item. Check that the total covers you for what you’re actually taking abroad
personal liability of at least GBP1m, to cover you if you cause injury or damage compensation for trips which may be cancelled or curtailed – and the costs of getting you home in an emergency
A 24-hour emergency line, and cover for your legal costs as well
Membership of the Financial Ombudsman Service, in case you need to complain – the Ombudsman can intervene and make your insurer settle
